Online Baccarat

What is Baccarat and How to Play it

Baccarat is a very straightforward card game where players must bet on whether the Player or the Banker will win or if the result is going to be a tie. No need to do any calculations yourself! Just choose a side and let the dealer handle the math. 

A player aims to have a hand with a value closest to 9. Cards 2 to 9 are worth their face value, Aces are 1, and 10s and face cards (Jack, Queen, King) are worth zero

The catch? If that total is greater than 9, drop the first digit. For instance, if you get a 7 and an 8 which totals 15, that would be counted as 5.

The game is played by first betting on the Player, Banker, or Tie. Following this, the dealer proceeds to deal two cards to both the Player's and Banker's hands. Depending on the total of those cards, a third card might be drawn for either side based on specific rules (don’t worry, the dealer does this part). 

The closest to 9 when the cards are laid out, wins the hand! It's simple, quick, and needs no strategies. This is just a quick overview to give you an idea of how to play baccarat online in Singapore.

Playing Baccarat Online - Rules that You Need to Understand

The actual version of Baccarat and its online counterpart is pretty much the same. The only difference really is the platform you’re playing on. But to help you understand baccarat better and avoid getting lost online at Singaporean online casino sites, here are some rules to guide you as you get started:

• The objective is to wager on the hand that will come closest to a total of 9 points — either the Player, the Banker, or a Tie.
• Card point values: 2 — 9 have their face value, 10, J, Q, K are worth 0, and A is worth 1.
• Only the total number of cases is important to the last digit. For instance, if your cards total 15, then the value of your hand is 5.
• Dealings of two cards each occur for the Player and Banker, and a possible third card is drawn according to the hand's rules.
• A Natural Win occurs if either the Player or Banker has a total of 8 or 9 with their first two cards. In this case, no more cards are dealt.
• The Banker could be perceived as a bit more complex, as it depends on the Player’s third card and the total value of the Banker's hands.
• In fact, the Tie bet has the highest payout but the lowest odds, so bet on it at your own risk.

Main Baccarat Bets - Payouts and House Edge

As we mentioned earlier, you have three options if you want to bet online baccarat real money on this card game. Here are your choices:

• Bet on Player
• Bet on Banker
• Bet on Tie

Just to make things clear, let’s break down these bets one by one and dive into the details.

Bet on Banker

Payout: 1:1 (but with a 5% commission deducted from winnings)

House Edge: ~1.06%

Even if you ask baccarat experts, they'll tell you to bet on the banker. Why? It’s one of the simplest bets in the game, and it actually gives you the best odds. That’s because the house edge for the banker is lower compared to the player or tie bets. The odds of the banker winning are exactly 45.86%, which is slightly higher than the odds of betting on the player, which is just around 44.62%.

But here's the catch – most casinos take a 5% commission when the Banker wins to keep things balanced. So, if your bet on the Banker wins, you'll get your original bet back plus 95% of your winnings. Even with the commission, it's still considered one of the safest bets for players who want to play with a bit of strategy.

Bet on Player

Payout: 1:1 (you win the same amount as your wager)

House Edge: ~1.24%

Betting on the "Player" in baccarat simply means you're betting that the Player's hand will beat the Banker's hand. Of course, the payout you'll get from a player bet when you win is at 1:1 odds. On the other hand, betting on the player bet isn't as profitable because the banker bet has a lower house edge, sitting at around 1.06%, while the player bet is at about 1.24%.

That's because the rules of the game favor a tiny edge to the Banker. If you are betting on the Player using the Martingale strategy (doubling after each loss), it works the same; firstly, you start off small (e.g. $10), then it doubles after each loss, and only until you win.

Bet on Tie

Payout: 8:1 or 9:1, depending on the casino

House Edge: ~14.36% (for 8:1 payout) or ~4.84% (for 9:1 payout)

A tie is a bet that the player and the banker's hands will be equal in total value. The tie bet pays off big — normally 8:1 or 9:1, depending on where you play — which sounds great, but getting a tie is the least likely outcome, giving this the worst odds of any bet in the casino. In fact, only about 1 in 10 hands ends in a tie, so while you can make out big with the payout, your likelihood of winning is still low.

Different Versions of Online Baccarat Singapore

It might get a bit boring if you only stick to the classic version of baccarat, right? Things get way more exciting when you explore the other versions out there. Who knows, you might just find one that not only feels fun but could also bring you some wins from these real money games! So, here are some options you can check out on Singapore online baccarat sites:

Punto Bunco

Among all baccarat variations, Punto Banco is the one that is most played, generally speaking in Singapore. This is very basic and good for the new players. You really don't make many decisions; just bet on the Player, Banker, or Tie and let the dealer do the rest. The cards are dealt according to strict rules, so it’s mostly a game of luck.

Chemin De Fer

Chemin de Fer is a little more interactive and strategic than Punto Banco. A popular version in Europe, it is also played in many online baccarat games. In which players alternate as the banker; players may choose to draw or stand. This introduces a layer of decision-making, which is a fun option if you're the kind of person who likes to feel present in a game.

Speed Baccarat

If speed is your passion, Speed Baccarat will shake your hand. It's very much like the standard version, but it progresses at a much quicker tempo, with rounds taking a maximum of 27 seconds. That makes it great if you are looking for fast results and more rounds in less time.

Baccarat Squeeze

A key feature of Baccarat Squeeze is the suspense and drama that builds as the cards are revealed. For big bets, the dealer will slowly peel back the cards to build suspense. The rules remain the same as regular baccarat, but the added pizzazz really makes you feel like you are in somewhat of a private VIP experience! If you love a good reveal then it is ideal for you.

Baccarat Controlled Squeeze

This adds a bit of variety to the standard game of baccarat. Players control the pace at which the cards are revealed, peeling them slowly off to build the suspense. In that respect it's not a game changer but it still unearthing the cards. For those who love suspense, Baccarat Controlled Squeeze is a good choice!

Dragon Tiger

Dragon Tiger is another simple version of baccarat that is super fast to play. Instead of dealing multiple cards, only one card is drawn for the Dragon and one for the Tiger. You simply make a bet on which side will have a higher card. Simple and great for anyone who wants speedy action with no complex rules.

No Commission

Unlike in regular baccarat where the casino charges a 5% commission on bets placed by bankers, No Commission Baccarat waives that fee. But there is a small catch: if the Banker wins with a 6, the payout reduces slightly. This online Singapore baccarat version is ideal for players who seek more value for their bets but would prefer to remain within the familiar rules established by traditional games.

Lightning Baccarat

Lightning Baccarat brings the traditional favorite game to the next stage with multipliers. Lightning strikes randomly assign multipliers to certain cards before they're dealt, giving you a chance to multiply your winnings if the cards happen to fall in your hand. An exciting new twist for this table game lovers who feel the need for speed in their experience.

These are just some of the baccarat versions we mentioned, and honestly, with the wide variety of options on live baccarat online casino Singapore sites, you’ll never get bored. And here’s the best part: top providers like Evolution Gaming, Dream Gaming, SA Gaming, sexy baccarat online Singapore, and Pragmatic Play bring you the best versions of baccarat you won’t find anywhere else. You’ve got plenty of options, it’s super easy to play, and winning? That’s pretty simple too!

Live Baccarat Tables: Play with Real Dealers and Players in Real-Time

If you're missing the smell and vibe of the physical casinos you used to hang out in, now's your chance to relive that experience! There are a lot of online baccarat Singapore sites that offer a live casino experience, so you can play right from the comfort of your own home.

You’ll have plenty of tables to choose from, no need to travel or wait in long lines. It’s all the convenience you want, right from the comfort of your own place.

You can see everything the dealer does, so you won’t get cheated here. The baccarat games are live-streamed, so you’ll watch the dealer shuffle and deal the cards in real-time. This is perfect for people who enjoy chatting with dealers through the live chat feature and competing against real players instead of just playing against a computer.

Mobile Baccarat: The Ultimate Way to Play Anywhere

You do not need to purchase a laptop or desktop computer just to play your favorite Singapore baccarat online games. Most Singapore online casinos have designed their websites to run very smoothly on mobile device, either by playing from the browser or through their application. The performance is just as good as if you were playing on a desktop computer.

They can only achieve great performance on their smartphones if their site is powered by HTML5 technology, which ensures a smooth experience on any device for both Android and iOS devices. So it's really good that they have this kind of technology.

Before you choose a casino or play baccarat casino online, we recommend making sure it works well on mobile. Also, before you start playing, double-check that your phone can handle it.

Winning at Online Baccarat: Tips You Should Follow

Now that baccarat is online, you’ve got to make smart decisions if you want to win. Just remember, baccarat is all about luck—there’s no guarantee you’ll win or lose. But these tips can help, because at the end of the day, it’s all about playing smart. 

Again, winning in baccarat isn’t guaranteed, but you can definitely improve your chances if you know what you’re doing and think carefully about your moves. So, here are some tips you should follow to make the most out of your online baccarat Singapore experience:

• First of all, you should learn how to play baccarat. You'll surely get lost playing online if you do not know the basic things about it.
• Also, you must know the odds. That allows you to find out which one of these bets is the safe one and which one is the risky one. This is important because you are a player who is going to play with maximum efficiency in your strategy.
• You should bet on the banker, why? Statistically, it has the highest chance of winning and have better odds. Even with the 5% commission, it's still the safest option.
• Avoid the tie bet. Of course, there is a nice payout but the chances of winning are slim to none, which makes it very risky. If your budget allows, go for it but if it's your first time, better leave it for now.
• Try to avoid using betting systems like Martingale or Fibonacci. They can help a bit, but since baccarat online is mostly about luck, it’s better not to rely too much on them.

FAQs About Online Baccarat

Do I always need to bet on the banker in online baccarat?

Yes, if you want a more "sure" outcome and a better chance of winning. Many players have a higher winning probability with the banker bet (low house edge compared to player and tie bets) but you have a 5% commission on your winning. It's a solid choice, especially if you're just starting out with online baccarat.

Is it really okay to bet on the player's hand?

Indeed, betting on the player’s hand in baccarat can be a good bet. While it has a slightly higher house edge than the banker's hand (roughly 1.24% to 1.06%) this bet is still a good value as it requires no commission.

What’s the difference between online baccarat and Dragon Tiger?

The main difference is in their gameplay. Dragon Tiger is simpler since it only has two sides: “Dragon” and “Tiger.” Each side gets one card, and whoever has the highest card wins. There’s also a “Tie” option if both cards have the same value.

Can I know which hand will win in online baccarat?

There's really no way for gamblers to know which hand is going to win. As we said, it all comes down to luck and random card draws, so it's impossible to predict—especially in live dealer games. Random card draws makes them called a "game of chance."

Where can I play online baccarat here in Singapore?

You can enjoy online baccarat in Singapore through a trustworthy online gambling site found on our recommended list. However, we suggest that you read our casino reviews first so that you end up at the perfect site. Don’t worry! The casinos here are fully licensed by PAGCOR and Malta, so you can relax knowing you won’t get scammed by any of them. They don’t just offer the best live baccarat games—they’ve got blackjack, roulette, poker, and, of course, they support your currency (SGD) too!